First Time Buyers

Low cost homeownership and shared ownership

For most people owning their own home is a dream come true. But, where do you start?

We would like you to understand what buying a home involves.

By contacting Reeve, Fisher & Sands affordable home department, we will guide you through buying a home of your own. It is a big step and it is a huge commitment. You should approach us as soon as you decide to buy your first home. The sooner, the better.

In the first place we will determine if home ownership is right for you by informing you of the advantages as well as the disadvantages and whether you can afford to buy a home at this stage. We will also look at your budget and discuss with you the information that mortgage lenders require before lending. Many estate agents will rush you into applying for a mortgage. This is not the right way to do it, you may get turned down and leave imprints on your credit score which will cause you damage. With our help you can do it right first time.

Buying a home needs to be a thought out plan. It is probably the biggest investment of your life. One of the most important and personal financial decisions that you will ever make. We can help you prepare for home ownership and with regard to the legal conveyancing for first time buyers we have substantially reduced our fees to help you and your budget.

If you would like our first time buyers' guide please click here. If you cannot find a property that you can afford, you may be eligible for shared ownership or a housing association grant. You may like to visit www.rfsaffordablehomes.com